How To Change Default Card On Apple Pay

Apple Pay is a convenient and secure way to make payments using your iPhone, iPad, Apple Watch, or Mac. By default, Apple Pay uses the first card you add to the Wallet app as your default payment method. However, you can easily change the default card to suit your preferences. In this tutorial, we will guide you through the process of changing the default card on Apple Pay.

Step 1: Open the Wallet App

To change the default card on Apple Pay, start by opening the Wallet app on your device. The Wallet app is pre-installed on all Apple devices and is represented by an icon that looks like a wallet.

If you can’t find the Wallet app on your device, you may need to check if it is hidden in a folder or if it has been disabled. You can enable the Wallet app by going to the Settings app, selecting “Wallet & Apple Pay,” and toggling on the “Allow Access When Locked” option.

Step 2: Select the Default Card

Once you have opened the Wallet app, you will see a list of your added cards. Tap on the card that you want to set as the default card.

If you have multiple cards added to Apple Pay, you can swipe left or right to navigate through them. The default card will be indicated by a checkmark icon.

Step 3: Set as Default

To change the default card, scroll down to the bottom of the card details page. You will see an option that says “Set as Default Card.” Tap on this option to make the selected card your default payment method.

Once you have set a new default card, the checkmark icon will move to the newly selected card, indicating that it is now the default payment method for Apple Pay.

Step 4: Verify the Change

To ensure that the default card has been successfully changed, you can perform a quick test by making a small purchase using Apple Pay. If the payment is processed using the newly selected default card, then the change has been successful.

If you encounter any issues or if the default card does not change as expected, you may need to check your device settings, update your iOS or macOS software, or contact Apple Support for further assistance.

Additional Tips

Here are some additional tips to help you manage your payment options on Apple Pay:

  • Add or remove cards: To add a new card to Apple Pay , open the Wallet app and tap the “+” icon. To remove a card, swipe left on the card and tap “Delete.”
  • Reorder cards: You can change the order of your cards in the Wallet app by tapping and holding a card, then dragging it to the desired position.
  • Manage card details: If you need to update the details of a card, such as the expiration date or billing address, you can do so by tapping on the card in the Wallet app and selecting “Edit Card.”

Frequently Asked Questions

Q: Can I change the default card on Apple Pay for specific merchants?

A: No, the default card on Apple Pay applies to all merchants. However, you can manually select a different card during the payment process for individual transactions.

Q: Can I have multiple default cards on Apple Pay?

A: No, Apple Pay only allows one default card at a time. You can change the default card whenever you want, but you can only have one card set as the default payment method.

Q: Will changing the default card affect my recurring payments?

A: No, changing the default card on Apple Pay will not affect your recurring payments. Your recurring payments will continue to be charged to the card you initially set up for those payments.


By following these steps, you can easily change the default card on Apple Pay and manage your payment options according to your preferences. Enjoy the convenience and security of using Apple Pay for your everyday transactions!