How To Add A Card To Apple Pay

Apple Pay is a convenient and secure way to make payments using your iPhone or Apple Watch. To get started, you’ll need to add your credit or debit card to the Apple Pay wallet . Follow these steps to add a card to Apple Pay:

Step 1: Open the Wallet App

On your iPhone, open the Wallet app. If you can’t find it, swipe down on your home screen and use the search bar to locate it.

Step 2: Tap the “+” Button

In the Wallet app, tap the “+” button located in the top-right corner of the screen. This will initiate the card adding process.

Step 3: Choose Your Card Type

Select the type of card you want to add to Apple Pay. You can choose between credit or debit cards.

Step 4: Add Card Manually or Use the Camera

There are two ways to add your card details: manually or using the camera. Here’s how each method works:

  • Manually: If you choose to add the card manually, enter the card details including the card number, expiration date, and security code.
  • Camera: If you prefer to use the camera, position your card within the frame on the screen. Apple Pay will automatically detect the card details and fill them in for you. You may need to verify some information manually.

Step 5: Verify Your Card

After entering or scanning your card details, you may need to verify your card. This verification process depends on your card issuer. It may involve receiving a verification code via SMS or email, or contacting your bank directly.

Step 6: Accept Terms and Conditions

Read and accept the terms and conditions for adding your card to Apple Pay. These terms may vary depending on your card issuer.

Step 7: Card Added Successfully

Once you’ve completed the verification process and accepted the terms and conditions, your card will be added to Apple Pay. You can now use it to make payments at supported merchants.

Frequently Asked Questions

Q: Can I add multiple cards to Apple Pay?

A: Yes, you can add multiple credit or debit cards to Apple Pay. Simply follow the same steps for each card you want to add.

Q: Is Apple Pay secure?

A: Yes, Apple Pay is secure. When you add a card to Apple Pay, your card details are not stored on your device or Apple’s servers. Instead, a unique device account number is assigned, encrypted, and securely stored in the device’s Secure Element. This ensures that your card information remains private and protected.

Q: Can I use Apple Pay on my Apple Watch?

A: Yes, you can use Apple Pay on your Apple Watch. After adding your card to Apple Pay on your iPhone, it will automatically be available on your Apple Watch.


If you encounter any issues while adding a card to Apple Pay, here are a few troubleshooting tips:

  • Make sure your iPhone or Apple Watch is running the latest version of iOS or watchOS.
  • Check if your bank or card issuer supports Apple Pay. Not all banks and card issuers are compatible with Apple Pay.
  • Ensure that you have a stable internet connection while adding the card.
  • If you’re still having trouble, contact Apple Support or your card issuer for further assistance.


Adding a card to Apple Pay is a simple process that can enhance your payment experience. With the convenience and security of Apple Pay, you can leave your physical wallet at home and make payments with just a tap of your iPhone or Apple Watch.

For more information about Apple Pay and its features, you can visit the official Apple Pay website.